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Get it on the App Store
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FAQs
Is Bank of America coming out with a new credit card?
Award-Winning Credit Card Options ? The new card joins the suite of award-winning credit cards from Bank of America including the Bank of America Customized Cash Rewards credit card, which offers clients 3% cash back in a category of their choice
Does Bank of America automatically send new credit card?
Typically you’ll receive a replacement credit card shortly before your current card is set to expire. If you never received your replacement card, though, you can easily request one on our website or on your mobile device.
How long does it take for a new Bank of America credit card to arrive?
7 to 10 business days
Why is Bank of America randomly sending me a new card?
Occasionally, a bank may issue a credit card in error. In such a case, you should direct the bank to close the account and remove any record of the account from your credit history. Receiving an unsolicited card also could mean that a third party has applied for the card after stealing your identity.
How many credit cards should a person have?
It’s generally recommended that you have two to three credit card accounts at a time, in addition to other types of credit. Remember that your total available credit and your debt to credit ratio can impact your credit scores. If you have more than three credit cards, it may be hard to keep track of monthly payments.
Does Bank of America have a luxury card?
Bank of America’s new luxury card
Cardholders get a $300 annual airline incidental credit and a $150 annual lifestyle credit. The Premium Rewards Elite Card offers 2X points on travel and dining and 1.5X points on all other eligible purchases to all cardholders. The redemption value is one cent per point.
What do I do when my Bank of America card expires?
To get a Bank of America replacement card, log in to your online account, use the Bank of America Mobile Banking app, or call customer service at 1 (800) 732-9194. There is no fee to get a Bank of America replacement card, which should arrive within 7-10 business days.
How often does Bank of America increase credit limit?
Bank of America usually increases credit limits no more than once every six months.
Can I use Bank of America credit card before it arrives?
Yes, you can use a credit card before it arrives in the mail, but only with certain cards. If you want to use a credit card early, you must either have an American Express or Capital One credit card or one of a handful of other offers, including the Apple Card, and some store credit cards.
What should I do if I get a credit card that I didn’t request in the mail?
Call the credit card issuer
If you get a credit card in the mail that you didn’t apply for, call the company right away. Tell them you don’t want the card, and to cancel the account. Ask them not to report the account to the credit reporting agencies.
Why did I receive a credit card in the mail?
Credit card issuers routinely send attractive card offers to consumers with good to excellent credit. Therefore, when you receive these types of offers in your mailbox, it usually means credit card issuers believe you to be a good credit risk and want to do business with you.
Are you liable if someone opened a credit card in your name?
The Federal Trade Commission’s website says that in the majority of states, ?you’re not responsible for any debt incurred on fraudulent new accounts opened in your name without your permission.?
Can someone open a credit card with just my name and address?
Can thieves steal identities with only a name and address? In short, the answer is ?no.? Which is a good thing, as your name and address are in fact part of the public record. Anyone can get a hold of them. However, because they are public information, they are still tools that identity thieves can use.
What is an excellent credit score?
Although ranges vary depending on the credit scoring model, generally credit scores from 580 to 669 are considered fair; 670 to 739 are considered good; 740 to 799 are considered very good; and 800 and up are considered excellent.
Can you have a 900 credit score?
The most popular credit scores all use a range of 300 to 850. So a credit score of 900 isn’t possible with those models, which include VantageScore 3.0 and 4.0 as well as FICO 8 and 9. But some older models, as well as some alternative scores, do go up to 900 (or even beyond).
Who has a perfect credit score?
Hawaii Has the Highest Concentration of People With Perfect FICO® Scores by State. Exactly 2% of Hawaiians had a FICO® Score of 850 in 2021, a greater percentage of consumers than any other state.
Find & Apply for a Credit Card Online at Bank of America
Credit Cards: Find & Apply for a Credit Card Online at Bank of AmericaSkip to main contentInfo Layer TitleHelping our customers meet their financial needs is important to us. Before you leave, please take a moment to answer these 4 simple questions.Your responses will help us improve the Bank of America digital experience for all our customers.Close windowThere are no cards that match your request within this categoryView all cardsThere are no cards that match your requestPlease try a different filter searchSee if you’re pre-selected for card offersAnswer a few quick questions to see what offers are waiting for you.It will only take a minute and won’t impact your credit score.Check offersCheck offers Preferred Rewards makes your credit card even betterWhen you enroll in the Preferred Rewards program, you can get a 25% — 75% rewards bonus on all eligible Bank of America® credit cards.Plus, as a Preferred Rewards member, you enjoy real benefits and rewards on your everyday Bank of America® banking and Merrill investment accounts. And as your qualifying balances grow, so do your benefits.Learn more about Preferred RewardsLooking for information about your account?Activate your card, enroll in online banking, pay your bill, check your account, and more.Understanding credit is key to your financial healthSelecting a credit cardChoosing a credit card can be overwhelming. We’ve compiled some important considerations to help you pick the best credit card for you.Managing your credit cardGet the most out of your credit card. Find out how you can take advantage of all the opportunities that may be available to you as a cardholder.Paying down your debtBy following a few simple steps, you can help ensure you’re headed in the right direction when it comes to managing your credit card debt.Improving your creditBetter credit habits can lead to a better credit score. If you’re looking to improve your credit, check out some of our helpful tips.Connect one on one with a credit card specialist
Credit Card Account Information FAQ from Bank of America
Credit Card Account Information FAQ from Bank of AmericaYes, whether you use our Mobile Banking app or Online Banking, you have access to world class digital banking at your fingertips. For example, you can:Stay on top of your credit card account balances with spending & budgeting toolsChoose cash back deals with BankAmeriDeals®Pay your credit card bill with your Bank of America checking or savings accountsPay your credit card bill from a non-Bank of America account via Bill PayReport your credit card lost or stolen, and request a replacement cardRequest a Balance Transfer or Direct Deposit Cash AdvanceManage your credit card PINGet your FICO® ScoreRedeem credit card rewardsWhen you log in to Online Banking, you can also:Get a summary of your current account status, including balance, available credit and payment informationRequest up to 12 months of detailed transaction informationView and print up to 3 years of credit card statementsDownload transactions for use with financial management softwareNot an Online Banking customer? Enroll in Online Banking todayGet the appWant us to walk you through it?Show me how to enroll in Online Banking
Bank of America ® Customized Cash Rewards credit card
Bank of America® Cash Back Rewards Credit Card with 3% Choice Category Sign inLog inLocationsEn españolShow/Hide Menu related links Info Layer TitleHelping our customers meet their financial needs is important to us. Before you leave, please take a moment to answer these 4 simple questions.1. What was your primary reason for visiting this website today? (Please select all that apply) Apply for a Bank of America® credit card Research Bank of America® credit cards Service my existing credit card account Other reason (please specify)Please enter a reason 2. Did this website provide the information you needed? Yes NoWhy were you unable to get the information you needed? (Please select all that apply) Could not find the information Information was confusing/unclear Difficult to navigate the site Other reason (please specify)Please enter a reason 3. Do you plan to apply for a Bank of America credit card in the near future? Yes NoCould you please tell us why you don’t plan to apply? (Please select all that apply) Couldn’t find a product to meet my needs The offer/promotion was not compelling Didn’t like the website experience I already have a Bank of America credit card Other reason (please specify)Please enter a reason 4. What, if anything, would you suggest Bank of America change about this website?Please be as specific as possible To protect your identity, please do not submit personal or account information. Note that we cannot reply to questions asked via this form. Please contact us directly if you have any account or service related issues. By submitting your feedback, you agree Bank of America, its affiliates and any authorized parties may use, commercialize or reproduce the feedback without restriction or any compensation to you.Privacy & Security CloseThank youYour responses will help us improve the Bank of America digital experience for all our customers.Close windowWe’re sorry, this page is temporarily unavailable. We apologize for the inconvenience.Visit our homepageWe’re sorry, this page is temporarily unavailable. We apologize for the inconvenience.Visit credit card homepageInterstitial Link: language-change | Placeholder – hiddenOne or more of the cards you chose to compare are not serviced in English.Continue in English Go back to SpanishEnter your ZIP codeZIP code Enter only 5 digits.This card is unavailableConnect one on one with a credit card specialistSchedule an appointment
Manage Your Credit Card Account – Bank of America
Credit Card Account Management with Bank of AmericaGet it on the App StoreBefore you leave our site, we want you to know your app store has its own privacy practices and level of security which may be different from ours, so please review their policies.Or we can text a download link directly to your phonePhone Number In 999-999-9999 FormatPlease enter a valid 10-digit phone numberBy providing your mobile number you are consenting to receive a text message. Text message fees may apply from your carrier. Text messages may be transmitted automatically.Apple, the Apple logo, iPhone, iPad, Apple Watch and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.Get it on the App StoreBefore you leave our site, we want you to know your app store has its own privacy practices and level of security which may be different from ours, so please review their policies.Or we can send you a link by emailPlease enter a valid email addressApple, the Apple logo, iPhone, iPad, Apple Watch and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.Get it on Google PlayBefore you leave our site, we want you to know your app store has its own privacy practices and level of security which may be different from ours, so please review their policies.Or we can text a download link directly to your phonePhone Number In 999-999-9999 FormatPlease enter a phone numberBy providing your mobile number you are consenting to receive a text message. Text message fees may apply from your carrier. Text messages may be transmitted automatically.Android is a trademark of Google Inc. Samsung is a registered trademark of Samsung Electronics Co., Ltd.Get the mobile banking appBefore you leave our site, we want you to know your app store has its own privacy practices and level of security which may be different from ours, so please review their polices.Continue We’ve sent you a download linkWe sent an email with the download link to We sent a text message with the download link to We couldn’t send the linkWe’re sorry we weren’t able to send you the download link. Please try again, or use your mobile device to get the app from its app store.
Bank of America launches new luxury credit card and expands …
Bank of America launches new luxury credit card and expands its Preferred Rewards programSelect’s editorial team works independently to review financial products and write articles we think our readers will find useful. We earn a commission from affiliate partners on many offers, but not all offers on Select are from affiliate partners.Bank of America is getting into the luxury credit card space with its new Bank of America® Premium Rewards® Elite credit card. The Premium Rewards Elite Credit Card, which launched on November 22, has a $550 annual fee and offers 2X points on travel and dining and 1.5X points on all other eligible purchases (with 25% to 75% more cash back for Bank of America’s Preferred Rewards members).Subscribe to the Select Newsletter!Our best selections in your inbox. Shopping recommendations that help upgrade your life, delivered weekly. Sign-up here.The credit card issuer isn’t the only issuer to enter into the luxury credit card space this year: The Capital One Venture X Rewards Credit Card comes with a $395 annual fee card with a host of perks like an up to $300 statement credit for bookings through Capital One Travel and a yearly anniversary bonus of 10,000 bonus miles (equal to $100 towards travel). It’s already a crowded market with popular choices like the Chase Sapphire Reserve® and The Platinum Card® from American Express.Below, Select looks at the features of the Premium Rewards Elite card and the changes to BoA’s Preferred Rewards Program to help you decide whether the Premium Rewards Elite card is better for you than other luxury cards on the market.Bank of America’s new luxury cardThe Premium Rewards Elite Card has a steep $550 annual fee, but it comes with a host of perks. Cardholders get a $300 annual airline incidental credit and a $150 annual lifestyle credit. The Premium Rewards Elite Card offers 2X points on travel and dining and 1.5X points on all other eligible purchases to all cardholders. The redemption value is one cent per point. The Premium Rewards Elite Card has a decent welcome bonus: Cardholders can earn 50,000 points (worth $500; but can be worth up to $600 if redeemed for travel) if they spend $3,000 within 90 days of account opening. Yet the welcome bonus is not as generous as other existing offersFor example, the Citi Premier® Card has a $95 annual fee card and a more lucrative welcome bonus. New cardholders can earn 80,000 ThankYou® bonus points (worth $800 in gift cards when redeemed at thankyou.com) when they spend spend $4,000 in eligible purchases within the first three months of account opening. And the Sapphire Reserve has a welcome bonus of 60,000 bonus points (worth $900 if redeemed for travel through Chase Ultimate Rewards®) after you spend $4,000 on purchases in the first three months of account opening. The Premium Rewards Elite Card welcome bonus is okay, but given the high annual fee, there are other cards that offer bigger welcome bonuses and better perks.Yet the card’s perks may not justify the fee for many people. While the Premium Rewards Elite Card has an up to $300 annual airline incidental statement credit and a $150 annual lifestyle statement credit, the airline incidental statement credit is not like the travel statement credit offered by cards like the Venture X or the Sapphire Reserve. The Venture X offers cardholders a $300 credit for travel, like flights and hotels, booked through the Capital One Travel Portal. The Sapphire Reserve also offers a $300 reimbursement for travel purchases, and you don’t have to even book through the Chase Travel portal.With the Premium Rewards Elite Card, you get an airline incidental…
Best Bank of America® credit cards for September 2022
Best Bank of America® credit cards for September 2022 Compare Bankrate’s picks for best Bank of America credit cards Card Name Earns Preferred Rewards Best for Bankrate Review Score Bank of America® Unlimited Cash Rewards credit card Yes Cash back 3.4/5 (Read full review) Bank of America® Customized Cash Rewards credit card Yes Choice of rewards category 4.0/5 (Read full review) Bank of America® Premium Rewards® credit card Yes Best Bank of America travel card 4.2/5 (Read full review) BankAmericard® credit card No Balance transfers 4.1/5 (Read full review) Bank of America® Travel Rewards credit card Yes Qualifying travel purchases 3.8/5 (Read full review) Alaska Airlines Visa Signature® credit card No Alaska Airlines perks 3.7/5 (Read full review) Bank of America Business Advantage Customized Cash Rewards Mastercard credit card Yes Best Bank of America business card 3.3/5 (Read full review) Bank of America Business Advantage Unlimited Cash Rewards Mastercard credit card Yes Unlimited cash back business card 3.5/5 (Read full review) A closer look at our top Bank of America cards Bank of America Unlimited Cash Rewards credit card: Best for cash back What we love about this card: It is one of Bank of America’s simplest cash back credit card offerings. Cardholders get a straightforward 1.5 percent cash back rate on all purchases. Who is this card good for: Cash back newbies. If you’re new to the world of cash back rewards cards, this card is an accessible option with a straight-forward rewards structure. Alternatives: If you’re looking for another way to dive into the world of cash back, the Chase Freedom Unlimited® card is a solid alternative. It not only earns the same 1.5 percent cash back rate on general purchases, but also 5 percent cash back on travel through Chase and 3 percent back at restaurants and drugstores. Read our full Bank of America Unlimited Cash Rewards credit card review or jump back to offer details. Bank of America Customized Cash Rewards credit card: Best for choice of rewards category What we love about this card: It’s a lucrative, flexible cash back card that lets cardholders choose how they earn. Who is this card good for: People who prioritize flexibility but still want rewards. Cardholders will earn an elevated cash back rate in the category of their choice. Alternatives: If you’re looking for the same level of flexibility with less work on your part, the Citi Custom Cash℠ Card provides a solid alternative. Cardholders will earn elevated rewards in their highest spending category each billing cycle, but they won’t need to enroll in new categories each month. Citi will make the adjustments automatically. Read our full Bank of America Customized Cash Rewards credit card review or jump back to offer details. Bank of America Premium Rewards credit card: Best Bank of America travel card What we love about this card: This card offers solid travel protections and earns a decent rewards rate on travel purchases. Who is this card good for: Bank of America Customers who want to earn solid travel rewards for a low cost. Alternatives: The Chase Sapphire Preferred® Card provides a reasonable alternative to the Bank of America Premium Rewards card. With the Sapphire Preferred you’ll get many of the same travel perks and protections for the same low annual fee. Read our full Bank of America Premium Rewards credit card review or jump back to offer details. BankAmericard credit card: Best for balance transfers What we love about this card: It’s one of the more lengthy balance transfer cards available. Who is this card good for: People seeking balance transfers. Cardholders will see a lengthy (though temporary) break from interest charges on qualifying balance transfers. Alternatives: If you’re looking for a balance transfer card but still want to earn rewards, the Citi® Double Cash Card offers a good choice. The Double…
Bank of America® Unlimited Cash Rewards credit card – Forbes
Bank Of America Unlimited Cash Rewards Credit Card 2022 Review Editorial Note: We earn a commission from partner links on Forbes Advisor. Commissions do not affect our editors’ opinions or evaluations. The Bank of America® Unlimited Cash Rewards credit card is a no-nonsense card that offers 1.5% unlimited cash back on all purchases. Given that several banks offer credit cards earning 2% on all purchases or cards that earn 1.5% back on general purchases and additional cash back in bonus categories, there are certainly better options for consumers looking for an everyday credit card. However, for customers who can hold more than $100,000 in deposits and investments in an eligible Bank of America or Merrill account, the card quickly moves from lackluster to best-in-class. For customers who qualify for Platinum Honors status in the Bank of America Preferred Rewards program, the card’s earnings increase to 2.62%. Bank of America® Unlimited Cash Rewards credit card Regular APR 16.24% – 26.24% Variable APR on purchases and balance transfers Credit Score Good, Excellent Pros Simple cash back rewards No minimum cash back redemptions Cash back rewards do not expire Card can earn up to 2.62% cash back for Platinum Honors Preferred Rewards No Annual Fee Cons Base cash back of 1.5% is market-lagging Cash back can not be credited to an account at another bank Highlights $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening. Earn unlimited 1.5% cash back on all purchases. If you’re a Preferred Rewards member, you can earn 25%-75% more cash back on every purchase. That means you could earn 1.87%-2.62% cash back on every purchase with Preferred Rewards. No annual fee. No limit to the amount of cash back you can earn and cash rewards don’t expire. New longer intro period! 0% Introductory APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 16.24% – 26.24% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers. Contactless Cards – The security of a chip card, with the convenience of a tap. This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now. Introduction The Bank of America® Unlimited Cash Rewards credit card is simple: The card earns 1.5% unlimited cash back on all purchases, redeemable as a credit card statement credit or a deposit into an eligible Bank of America account, with no minimum redemption amount, no limit on the amount of rewards and no annual fee. In an age where several banks offer no-annual-fee cards that reward customers with 2% cash back on all purchases or cards offering 1.5% cash back on general purchases accompanied by bonus categories and generous consumer protection benefits, a basic credit card that earns 1.5% back isn’t terribly exciting. However, this card starts to shine for customers who can achieve…
Best Bank of America Credit Cards – Investopedia
Best Bank of America Credit Cards of September 2022 Best Overall, Best Travel : Bank of America® Premium Rewards® Rating as a Bank of America Card Current OfferEarn 50,000 bonus points after you make at least $3,000 in purchases in the first 90 days of account opening. Recommended Credit Score Our recommended ranges are based off of the FICO® Score 8 credit-scoring model. Credit score is one of the many factors lenders review in considering your application. 350 579 580 669 670 739 740 799 800 850 Good – Excellent Regular APR (%) 18.24% – 25.24% variable Annual Fee $95 Rewards Earning Rate Earn unlimited 2 points per $1 spent on travel and dining purchases and 1.5 points per $1 spent on all other purchases. Balance Transfer Fee Either $10 or 3% of the amount of each transfer, whichever is greater. Foreign transaction fee (%) 0% Why We Chose This Card: Pros & Cons: Why We Chose This Card: Bank of America Premium Rewards card is our choice for the best overall and best travel card from Bank of America due to its flexible redemption options, generous bonus points offer, and no foreign transaction fees. This card does charge a $95 annual fee, though that is in line with other popular travel rewards cards from competing issuers and should be easily justified with earnings from consistent use. Pros & Cons: Pros Rewards rates range between solid and standout Generous travel-fee credits Large bonus Cons No points-transfer partners No choice in travel vendors Read the full Bank of America® Premium Rewards® credit card review Best Student : Bank of America® Customized Cash Rewards for Students Rating as a Bank of America Card Current Offer$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening. Recommended Credit Score Our recommended ranges are based off of the FICO® Score 8 credit-scoring model. Credit score is one of the many factors lenders review in considering your application. 350 579 580 669 670 739 740 799 800 850 Good – Excellent Regular APR (%) 16.24% – 26.24% variable Annual Fee $0 Rewards Earning Rate Earn 3% cash back in the eligible category of your choice, 2% cash back at grocery stores and wholesale clubs, and 1% cash back on all other purchases. You’ll earn 3% and 2% cash back on the first $2,500 in combined categories each quarter, then 1%. INTRO PURCHASE APR 0% for 15 Statement Closing Dates INTRO BALANCE TRANSFER APR 0% for 15 Statement Closing Dates Balance Transfer Fee Either $10 or 3% of the amount of each transaction, whichever is greater. Foreign transaction fee (%) 3% Why We Chose This Card: Pros & Cons: Why We Chose This Card: Our winner for the best Bank of America student credit card is the Bank of America Customized Cash Rewards for Students because of its flexible cash back rewards program. This is a good card for students who want to build their credit while earning cash back on everyday items like gas, online shopping, and groceries. With no annual fee and a 15-month offer of 0% APR on purchases and balance transfers, it’s worth checking out. Pros & Cons: Pros 3% cash back on the category of your choice and 2% on groceries up to a quarterly combined spending cap 15-month 0% APR offer on purchases and balance transfers from the time of account opening Overdraft protection and rewards bonuses for banking customers Cons Foreign transaction fee is less than ideal for students traveling or studying abroad Highest rewards earnings are capped Relatively high spending required for the one-time $200 introductory bonus Read the full Bank of America® Cash Rewards for Students credit card review Best No Annual Fee Travel : Bank of America Travel Rewards Rating as a Bank…
Bank of America® Customized Cash Rewards Credit Card
Bank of America Customized Cash Rewards Credit Card Review Full Review of Bank of America Customized Cash Rewards Credit Card Pros Generous cash back rewards Easily earned bonus offer for new cardholders No annual fee Fairly generous introductory 0% APR offer Substantial bank or investment-account balances allow for extra cash back bonuses Cons Spending caps on premium rewards earnings Limited redemption options Purchases at multiple-category stores do not qualify for grocery rewards Pros Explained Generous cash back rewards: This card offers 3% cash-back on a bonus category of your choice; the options are gas (a category that includes heating oil and marine fuel), online shopping, dining, travel, drug stores, or home improvement/furnishings. The category can be changed if you wish, although you must stay with each one for at least a month. The card pays 2% cash back at grocery stores and wholesale clubs and 1% cash back on all other purchases. Easily earned bonus offer for new cardholders: The bonus is among the easiest introductory cash offers to earn. Charging just $1,000 in your first 90 days with the card brings a $200 reward. And that’s in addition to what you’d earn in cash back on those purchases.No annual fee: The Bank of America Rewards offers above-average rewards for a card that has no annual fee. Unlike cards that merely waive the fee for the first year, then, you won’t face a decision on whether to pay a fee to renew the card in subsequent years.Fairly generous introductory 0% APR offer: This card has attractive terms if you’re seeking to carry debt transferred from another card interest-free or to make major purchases without incurring interest charges. There’s a 0% introductory period for the first 15 billing cycles on new purchases and balances transferred within the first 60 days of account opening. There is, however, a balance transfer fee of 3% of the sum transferred or $10, whichever is greater. After the introductory period, the APR varies within 16.24% to 26.24% variable.Substantial bank- or investment-account balances allow for extra cash back bonuses: The card’s cash-back bonuses become more generous still if you have at least $20,000 in a Bank of America bank account or Merrill investment account. Under the bank’s Preferred Rewards program, a three-month average balance of $20,000 will earn you an additional 25% in cash back. The bonus rises to 50% if you maintain a $50,000 balance and 75% if you have $100,000-plus in an account. B of A customers with substantial holdings will be hard-pressed to earn better rewards with any other card. Cons Explained Spending caps on premium rewards: Cardholders earn 3% on categories and 2% on grocery stores and wholesale clubs on the first $2,500 in combined purchases per quarter. That’s a higher figure than most cards with caps and should suffice for a typical household. However, if you’re an especially big spender in categories featured by the card, you may want to consider a card that has both high rewards and no caps. There’s no cap on the rewards you can earn at the standard 1% cash back rate.Limited redemption options: As with almost all cards, rewards can simply be redeemed…
Best Bank of America Credit Cards of September 2022
Best Bank of America Credit Cards of September 2022 – NerdWalletHere are the top Bank of America® credit cards. Click the card name to read our review. Before applying, verify details on the issuer’s website:Bank of America® Customized Cash Rewards credit cardOur pick for: Bonus category cash backThe Bank of America® Customized Cash Rewards credit card gives you a little more control over your credit card rewards by letting you choose which category earns the highest cash-back rate, from a list that includes gas stations, restaurants, travel and others. You also get bonus rewards at grocery stores and supermarkets, plus a great new-cardholder bonus offer. Read our review.Bank of America® Unlimited Cash Rewards credit cardOur pick for: Simple cash backThe Bank of America® Unlimited Cash Rewards credit card is one of many 1.5% flat-rate cash-back cards on the market. It comes with a decent sign-up bonus, a generous intro APR period, and the potential to supercharge your earnings through Bank of America®’s Preferred Rewards program. Read our review.Bank of America® Travel Rewards credit cardOur pick for: Travel + no annual feeOne of the best no-annual-fee travel cards available, the Bank of America® Travel Rewards credit card gives you a solid rewards rate on every purchase, with points that can be redeemed for any travel purchase, without the restrictions of branded airline and hotel cards. Bank of America® has an expansive definition of “travel,” too, giving you additional flexibility in how you use your rewards. Read our review.Bank of America® Premium Rewards® credit cardOur pick for: Travel perks Like some other travel cards at its price point, the Bank of America® Premium Rewards® credit card gives you bonus rewards on travel and dining. But you also earn a higher rate on “other” spending than many competing cards offer. There’s a great sign-up bonus and some other good perks. And if you’re a Bank of America® Preferred Rewards customer, your rewards get even better. Read our review.BankAmericard® credit cardOur pick for: Balance transfers/intro 0% period The BankAmericard® credit card isn’t flashy, nor does it aim to be. You get one of the longest 0% introductory APR periods available anywhere, providing plenty of time to whittle down debt or finance a large purchase. And that’s about it. Read our review.Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit cardOur pick for: Small business cash backThe Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card gives entrepreneurs a little control over their credit card rewards by letting them choose which category earns the highest cash-back rate. Options include gas stations, office supplies, travel, computer services and more. There are also bonus rewards on dining and no annual fee. Read our review.Bank of America® Business Advantage Travel Rewards World Mastercard® credit cardOur pick for: Small business travel rewards This is the business version of the issuer’s excellent no-annual-fee travel card. The Bank of America® Business Advantage Travel Rewards World Mastercard® credit card pays solid rewards on every purchase and gives you wide flexibility in redeeming your points for any travel purchase, without the restrictions of branded airline and hotel cards. Read our review.Other cards issued by Bank of America®: