Info Layer Title
Helping our customers meet their financial needs is important to us. Before you leave, please take a moment to answer these 4 simple questions.
Your responses will help us improve the Bank of America digital experience for all our customers.
Close window
There are no cards that match your request within this category
There are no cards that match your request
Please try a different filter search
See if you’re pre-selected for card offers
Answer a few quick questions to see what offers are waiting for you.
It will only take a minute and won’t impact your credit score.
Preferred Rewards makes your credit card even better
When you enroll in the Preferred Rewards program, you can get a 25% — 75% rewards bonus on all eligible Bank of America® credit cards.
Plus, as a Preferred Rewards member, you enjoy real benefits and rewards on your everyday Bank of America® banking and Merrill investment accounts. And as your qualifying balances grow, so do your benefits.
Looking for information about your account?
Activate your card, enroll in online banking, pay your bill, check your account, and more.
Understanding credit is key to your financial health
Selecting a credit card
Choosing a credit card can be overwhelming. We’ve compiled some important considerations to help you pick the best credit card for you.
Managing your credit card
Get the most out of your credit card. Find out how you can take advantage of all the opportunities that may be available to you as a cardholder.
Paying down your debt
By following a few simple steps, you can help ensure you’re headed in the right direction when it comes to managing your credit card debt.
Improving your credit
Better credit habits can lead to a better credit score. If you’re looking to improve your credit, check out some of our helpful tips.
Connect one on one with a credit card specialist
FAQs
What credit score is needed for Bank of America credit card?
Unlike some other small-business credit cards, which accept good credit scores (690 to 719 FICO), Bank of America® business credit cards generally require excellent credit scores (720+) to qualify
Can I apply for a Bank credit card online?
Applying online is a flexible and easy way to apply for a credit card and, with the right documentation in hand, the process only takes a few minutes. Before you get started, shop around to find the best card, and ensure that you only submit your application on a secure internet connection.
Can I apply for a Bank of America credit card at branch?
At a branch: Lastly, you can submit a credit card application in person, by visiting your nearest Bank of America branch
Are US bank credit cards hard to get?
Is it hard to get a U.S. Bank credit card? No, it’s not hard to get a U.S. Bank credit card. If you choose a U.S. Bank card that fits your credit profile, then you’ll have high approval odds. Most U.S. Bank credit cards are intended for consumers with good credit, which is a FICO® Score of 670 or higher
What is the highest credit limit for Bank of America?
Highest ?Bank of America? Credit Limit: $95,000
Research indicates that the Bank of America® Customized Cash Rewards Credit Card offers the highest credit limit ? $95,000 ? among BOA cards.
What credit does Bank of America pull?
Bank of America is most likely to check your Experian credit report when you submit a credit card application. After Experian, Bank of America will turn to Equifax. The bank will only use TransUnion data if necessary.
Which bank gives credit card easily?
1. HDFC Bank instant approval credit card. HDFC Bank credit cards are not only 100% secure, but they also provide instant activation and ownership.
Is it better to apply for credit card in person or online?
The best way to apply for a credit card is online. Applying online is the fastest, most convenient method because you can do it any time, from anywhere. It also makes the most sense after comparing credit card offers online, which you really need to do if you want to find the best deal.
What is BOA credit card limit?
The BankAmericard credit card credit limit will vary based on each applicant’s creditworthiness, with many cardholders reporting initial credit limits from $1,000 to $15,000 in some online forums.
Is 7 credit cards too many?
There is no universal number of credit cards that is ?too many.? Your credit score won’t tank once you hit a certain number. In reality, ?too many? credit cards is the point at which you’re losing money on annual fees or having trouble keeping up with bills?and that varies from person to person.
Can I get credit card without income proof?
Just like a credit card against a fixed deposit, one can apply for a credit card without income proof by pledging mutual funds. This also counts as a secured credit card as banks/card issuers can use the holdings or mutual fund returns of the defaulters.
How many credit cards should a person have?
It’s generally recommended that you have two to three credit card accounts at a time, in addition to other types of credit. Remember that your total available credit and your debt to credit ratio can impact your credit scores. If you have more than three credit cards, it may be hard to keep track of monthly payments.
Will Cancelling credit card hurt score?
A credit card can be canceled without harming your credit score?; just remember that paying down credit card balances first (not just the one you’re canceling) is key. Closing a charge card won’t affect your credit history (history is a factor in your overall credit score).
What is a normal credit limit?
What’s considered a ?normal? credit limit in the U.S.? While limits may vary by age and location, on average Americans have a total credit limit of $22,751 across all their credit cards, according to the latest 2019 Experian data.
Does paying off a credit card raise your score?
The closer you are to your credit limit, the more paying off credit cards improves your score because it reduces your credit utilization rate. Similarly, the more you pay down on your balance, the more you impact your credit score.
Is a $3000 credit limit good?
A good credit limit is above $30,000, as that is the average credit card limit, according to Experian. To get a credit limit this high, you typically need an excellent credit score, a high income and little to no existing debt.
What is the minimum salary for credit card?
Salary is a crucial deciding factor for credit cards. Someone earning say Rs 50,000 per month is eligible for a different type of card than a person earning Rs 25,000 per month. On an average, income requirement is between Rs 1,44,000 and Rs 25,00,000 per annum for both salaried persons and self-employed.
Find & Apply for a Credit Card Online at Bank of America
Credit Cards: Find & Apply for a Credit Card Online at Bank of AmericaSkip to main contentInfo Layer TitleHelping our customers meet their financial needs is important to us. Before you leave, please take a moment to answer these 4 simple questions.Your responses will help us improve the Bank of America digital experience for all our customers.Close windowThere are no cards that match your request within this categoryView all cardsThere are no cards that match your requestPlease try a different filter searchSee if you’re pre-selected for card offersAnswer a few quick questions to see what offers are waiting for you.It will only take a minute and won’t impact your credit score.Check offersCheck offers Preferred Rewards makes your credit card even betterWhen you enroll in the Preferred Rewards program, you can get a 25% — 75% rewards bonus on all eligible Bank of America® credit cards.Plus, as a Preferred Rewards member, you enjoy real benefits and rewards on your everyday Bank of America® banking and Merrill investment accounts. And as your qualifying balances grow, so do your benefits.Learn more about Preferred RewardsLooking for information about your account?Activate your card, enroll in online banking, pay your bill, check your account, and more.Understanding credit is key to your financial healthSelecting a credit cardChoosing a credit card can be overwhelming. We’ve compiled some important considerations to help you pick the best credit card for you.Managing your credit cardGet the most out of your credit card. Find out how you can take advantage of all the opportunities that may be available to you as a cardholder.Paying down your debtBy following a few simple steps, you can help ensure you’re headed in the right direction when it comes to managing your credit card debt.Improving your creditBetter credit habits can lead to a better credit score. If you’re looking to improve your credit, check out some of our helpful tips.Connect one on one with a credit card specialist
How to Apply for a Credit Card FAQ from Bank of America
How to Apply for a Credit Card FAQ from Bank of America Sign inLog inLocationsShow/Hide Menu related links Credit Card Application FAQsView questions about:Select FAQ topicExpand all panels | Collapse all panels How can I find the best rewards credit card for me? Learn more about choosing the right rewards credit card or choose from our full selection of credit cards by visiting our credit cards overview page. Is my online credit card application secure? What’s an offer code? The online credit card application says “get a response in as little as 60 seconds”, what does that mean? How can I return to an unfinished application that I started and saved for later? What’s the status of my credit card application? When will I receive my credit card? Why do we ask for your country of citizenship? Connect one on one with a credit card specialistSchedule an appointment
Visa® Credit Cards & Applications from Bank of America
Visa® Credit Cards & Applications from Bank of America Info Layer TitleHelping our customers meet their financial needs is important to us. Before you leave, please take a moment to answer these 4 simple questions.Thank youYour responses will help us improve the Bank of America digital experience for all our customers.Close windowBank of America® Visa® credit cards offer a variety of features and rewards to meet any lifestyle.Whether you’re looking to earn cash back on every purchase, flexible travel points good for more than just flights or airline miles or are looking for a credit card with a lower interest rate, we’ve got options. We’ve categorized the features to make it easy to find which credit card is right for you. Use our comparison tool to make your selection and apply online today. Preferred Rewards makes your credit card even betterWhen you enroll in the Preferred Rewards program, you can get a 25% — 75% rewards bonus on all eligible Bank of America® credit cards.Plus, as a Preferred Rewards member, you enjoy real benefits and rewards on your everyday Bank of America® banking and Merrill investment accounts. And as your qualifying balances grow, so do your benefits.Learn more about Preferred RewardsSee if you’re pre-selected for card offersAnswer a few quick questions to see what offers are waiting for you.It will only take a minute and won’t impact your credit score.Check offersCheck offersUnderstanding credit is key to your financial healthSelecting a credit cardChoosing a credit card can be overwhelming. We’ve compiled some important considerations to help you pick the best credit card for you.Managing your credit cardGet the most out of your credit card. Find out how you can take advantage of all the opportunities that may be available to you as a cardholder.Paying down your debtBy following a few simple steps, you can help ensure you’re headed in the right direction when it comes to managing your credit card debt.Improving your creditBetter credit habits can lead to a better credit score. If you’re looking to improve your credit, check out some of our helpful tips.ZIP code Enter only 5 digits.Connect one on one with a credit card specialist
BankAmericard® Secured Credit Card from Bank of America
BankAmericard® Secured Credit Card from Bank of America Sign inLog inLocationsEn españolShow/Hide Menu related links Info Layer TitleHelping our customers meet their financial needs is important to us. Before you leave, please take a moment to answer these 4 simple questions.1. What was your primary reason for visiting this website today? (Please select all that apply) Apply for a Bank of America® credit card Research Bank of America® credit cards Service my existing credit card account Other reason (please specify)Please enter a reason 2. Did this website provide the information you needed? Yes NoWhy were you unable to get the information you needed? (Please select all that apply) Could not find the information Information was confusing/unclear Difficult to navigate the site Other reason (please specify)Please enter a reason 3. Do you plan to apply for a Bank of America credit card in the near future? Yes NoCould you please tell us why you don’t plan to apply? (Please select all that apply) Couldn’t find a product to meet my needs The offer/promotion was not compelling Didn’t like the website experience I already have a Bank of America credit card Other reason (please specify)Please enter a reason 4. What, if anything, would you suggest Bank of America change about this website?Please be as specific as possible To protect your identity, please do not submit personal or account information. Note that we cannot reply to questions asked via this form. Please contact us directly if you have any account or service related issues. By submitting your feedback, you agree Bank of America, its affiliates and any authorized parties may use, commercialize or reproduce the feedback without restriction or any compensation to you.Privacy & Security CloseThank youYour responses will help us improve the Bank of America digital experience for all our customers.Close windowWe’re sorry, this page is temporarily unavailable. We apologize for the inconvenience.Visit our homepageWe’re sorry, this page is temporarily unavailable. We apologize for the inconvenience.Visit credit card homepageInterstitial Link: language-change | Placeholder – hiddenOne or more of the cards you chose to compare are not serviced in English.Continue in English Go back to SpanishEnter your ZIP codeZIP code Enter only 5 digits.This card is unavailableConnect one on one with a credit card specialistSchedule an appointment
Check Status of Credit Card Application from Bank of America
Check Status of Credit Card Application from Bank of AmericaSkip to main content
Manage Your Bank of America® Credit Card Applications
Manage Your Bank of America® Credit Card Applications Sign inLog inLocationsEn españolShow/Hide Menu related links Application Status CenterInfo Layer TitleHelping our customers meet their financial needs is important to us. Before you leave, please take a moment to answer these 4 simple questions.1. What was your primary reason for visiting this website today? (Please select all that apply) Apply for a Bank of America® credit card Research Bank of America® credit cards Service my existing credit card account Other reason (please specify)Please enter a reason 2. Did this website provide the information you needed? Yes NoWhy were you unable to get the information you needed? (Please select all that apply) Could not find the information Information was confusing/unclear Difficult to navigate the site Other reason (please specify)Please enter a reason 3. Do you plan to apply for a Bank of America credit card in the near future? Yes NoCould you please tell us why you don’t plan to apply? (Please select all that apply) Couldn’t find a product to meet my needs The offer/promotion was not compelling Didn’t like the website experience I already have a Bank of America credit card Other reason (please specify)Please enter a reason 4. What, if anything, would you suggest Bank of America change about this website?Please be as specific as possible To protect your identity, please do not submit personal or account information. Note that we cannot reply to questions asked via this form. Please contact us directly if you have any account or service related issues. By submitting your feedback, you agree Bank of America, its affiliates and any authorized parties may use, commercialize or reproduce the feedback without restriction or any compensation to you.Privacy & Security CloseThank youYour responses will help us improve the Bank of America digital experience for all our customers.Close windowManage your credit card applications in one convenient placeComplete my saved applicationCheck the status of my submitted application
Bank of America Credit Card Customer Service
Bank of America Credit Card Customer Service & Contact Numbers Contact us aboutSelect a topic for contact informationWrite to usCredit card paymentsBank of AmericaPO Box 15019Wilmington, DE 19886-5019Application status inquiriesBank of AmericaPO Box 2493Norfolk, VA 23501-2493Express overnight servicePayment Services900 Samoset DriveDE5-023-03-02Newark, DE 19713-6000Credit card billing inquiriesBank of AmericaPO Box 982234El Paso, TX 79998-2234Questions about card typesBank of AmericaPO Box 53132Phoenix, AZ 85027-3132Credit card paymentsBank of AmericaPO Box 15019Wilmington, DE 19886-5019Application status inquiriesBank of AmericaPO Box 2493Norfolk, VA 23501-2493Express overnight servicePayment Services900 Samoset DriveDE5-023-03-02Newark, DE 19713-6000Credit card billing inquiriesBank of AmericaPO Box 982234El Paso, TX 79998-2234Questions about card typesBank of AmericaPO Box 53132Phoenix, AZ 85027-3132Call usCredit card customer service(including lost or stolen card)1.757.677.4701 (international cell phone roaming charges may apply)24/7Credit card activationWe accept calls made through relay services (dial 711).Credit card billing inquiriesCredit card customer service(including lost or stolen card)1.757.677.4701 (international cell phone roaming charges may apply)24/7Credit card activationWe accept calls made through relay services (dial 711).Credit card billing inquiriesFAQsExample of fraudulent emailTo help protect your info, please be on the alert for emails that look suspicious. Here are some signs that an email may be fraudulent:Unusual content, including poor spelling and grammar or words spelled in UK-style English…our fraud programme detected unusual activity on your Bank of America account.Urgent call to actionIf you do not respond to the link above immediately…Schedule an appointmentMake an appointment to open an account or discuss your financial concerns at your convenience.Connect with us on social mediaOur representatives are available:Mon–Fri: 8 a.m.-9 p.m. ETSat: 8 a.m.-8 p.m. ETSun: 8 a.m.-5 p.m. ETPrivately message your name, ZIP code, phone number, inquiry and best time to contact you. Please remember: Don’t include account numbers or Social Security numbers for security reasons and check to ensure you are using our verified accounts.Neither Bank of America Corporation nor any of its affiliates will ever ask you for your Social Security number, account information, passwords or PINs via Facebook or Twitter.
How can I apply for a Bank of America credit card? – WalletHub
How to Submit a Bank of America Credit Card Application How can I apply for a Bank of America credit card? This question is about Bank of America Credit Cards Adam McCann, Financial Writer @adam_mccann • 07/09/22 This answer was first published on 01/04/21 and it was last updated on 07/09/22.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company. The easiest way you can apply for a Bank of America credit card is online or by calling customer service at (866) 751-1257. Alternatively, you can apply in person, by visiting a Bank of America branch. With any method, Bank of America credit card applicants need to provide their name, address, phone number, email, citizenship status, SSN or ITIN, country of residence and date of birth. Bank of America will also ask for financial information including your employment status, annual income, source of income, and monthly housing payment. It’s important to note that people who are applying with an ITIN will have to do so in person or over the phone. Online: To apply for a Bank of America credit card online, visit their credit cards webpage. Choose the credit card you want to apply for by clicking on “Apply Now.” Enter the info required and submit your application. Over the phone: If you prefer to apply for a Bank of America credit card over the phone, call customer service at (866) 751-1257. When prompted, press “1” and you will be connected to a live representative. At a branch: Lastly, you can submit a credit card application in person, by visiting your nearest Bank of America branch. When you complete a Bank of America credit card application, there are two additional options you can choose. The first is to transfer a balance to the card if you are approved. If you choose this option, you will need to provide the details for the account you are transferring a balance from and how much you want to transfer. You also have the option to add an authorized user to the card. You will need to provide the user’s name, relationship to you, address, phone number and date of birth. Giving the user’s SSN is optional, but it’s a good idea to fill it in, as that may speed up the process of reporting the user to the credit bureaus. What to Expect After You Submit a Bank of America Credit Card Application After you submit a Bank of America credit card application, you may receive an instant decision, but it usually take two business days. According to customer service, in extremely rare cases it could take up to 30 days to find out if you’re approved or denied. If you are approved for the card, it should arrive within 10 business days. You can call customer service at (855) 307-3887 and ask for expedited delivery (1 to 3 business days), but there may be a fee. Finally, keep in mind that by submitting your application, you give Bank of America permission to do a hard pull of your credit report, which will temporarily drop your credit score by a few points. Answer Question People also ask What are the Bank of America credit card requirements? To meet the Bank of America credit card requirements, you must be a U.S. resident who is at least 18 years old. Non-resident aliens can only apply for certain Bank of America credit card offers through a local Bank of America financial center. You must also agree to let Bank of America pull…
Bank Of America Credit Card Requirements – WalletHub
Bank Of America Credit Card Requirements This question is about Bank of America Credit Cards Bogdan Roberts, Credit Cards Moderator @bogdan_roberts • 07/18/22 This answer was first published on 06/22/21 and it was last updated on 07/18/22.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company. To meet the Bank of America credit card requirements, you must be a U.S. resident who is at least 18 years old. Non-resident aliens can only apply for certain Bank of America credit card offers through a local Bank of America financial center. You must also agree to let Bank of America pull a copy of your credit report and employment history. Other requirements are a completed application with all requested personal and financial information, including your name, address, birthdate, annual income and sources for that income. If under 21, the CARD Act emphasizes that you must be able to provide proof of an independent source of income for making payments. You will also be asked for your monthly rental or mortgage payment. Here are the Bank of America credit card requirements: Age: Applicants must be at least 18 years old. The CARD Act emphasizes that applicants under 21 need to be able to prove that they have an independent source of income that is enough to make credit card payments. If you’re under 18, you may become an authorized user on someone else’s Bank of America credit card account. U.S. residence: Online applicants must be U.S. residents. Non-resident aliens may apply through a local Bank of America financial center or by calling (800) 932-2775. SSN/ITIN: Online applicants require a Social Security Number. Applying with an ITIN requires visiting a Bank of America financial You can also schedule an appointment with a specialist ahead of time. Personal and financial information: Applicants are required to provide personal information such as their name, address, phone number, email, citizenship tatus, country of residence and date of birth. In addition to this, Bank of America also asks for financial information such as employment status, annual income, source of income, and monthly housing payments. Credit requirements: In addition to general requirements, each Bank of America credit card has its own requirements with regard to creditworthiness. Fortunately, Bank of America has credit card offers for most credit score ranges. When you apply, enter complete and accurate information in each required field. Knowingly submitting false or misleading information on a credit card application is considered fraud and is illegal. Bank of America credit cards will also have specific credit score requirements. If you don’t know where you stand, you can check your credit score for free, right here on WalletHub. You can also check out our editor’s guide on how to improve your credit score. pamelawebber, Member @pamelawebber • 10/10/18 This answer was first published on 08/09/18 and it was last updated on 10/10/18.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company. The Bank of America credit card requirements differ a lot based on the credit card you want to apply for. They have cards ranging from bad credit (like the BankAmericard Secured) with lenient requirements and high-end cards for people with excellent credit (like the Bank of America Cash Rewards & Travel Rewards) that will require a credit score of at least 750. Answer Question People also ask What are my Bank of America credit card approval odds? Your Bank of America credit card approval odds are best if you have a credit score of 750 or higher. Most Bank of America credit cards require excellent credit for approval. You can also check for Bank of America pre-approval to get a better sense of your BofA credit card approval odds.… read full answerThe Bank of America credit card with the highest approval odds is the Bank of America Custom Cash…
Best Bank of America® credit cards for September 2022
Best Bank of America® credit cards for September 2022 Compare Bankrate’s picks for best Bank of America credit cards Card Name Earns Preferred Rewards Best for Bankrate Review Score Bank of America® Unlimited Cash Rewards credit card Yes Cash back 3.4/5 (Read full review) Bank of America® Customized Cash Rewards credit card Yes Choice of rewards category 4.0/5 (Read full review) Bank of America® Premium Rewards® credit card Yes Best Bank of America travel card 4.2/5 (Read full review) BankAmericard® credit card No Balance transfers 4.1/5 (Read full review) Bank of America® Travel Rewards credit card Yes Qualifying travel purchases 3.8/5 (Read full review) Alaska Airlines Visa Signature® credit card No Alaska Airlines perks 3.7/5 (Read full review) Bank of America Business Advantage Customized Cash Rewards Mastercard credit card Yes Best Bank of America business card 3.3/5 (Read full review) Bank of America Business Advantage Unlimited Cash Rewards Mastercard credit card Yes Unlimited cash back business card 3.5/5 (Read full review) A closer look at our top Bank of America cards Bank of America Unlimited Cash Rewards credit card: Best for cash back What we love about this card: It is one of Bank of America’s simplest cash back credit card offerings. Cardholders get a straightforward 1.5 percent cash back rate on all purchases. Who is this card good for: Cash back newbies. If you’re new to the world of cash back rewards cards, this card is an accessible option with a straight-forward rewards structure. Alternatives: If you’re looking for another way to dive into the world of cash back, the Chase Freedom Unlimited® card is a solid alternative. It not only earns the same 1.5 percent cash back rate on general purchases, but also 5 percent cash back on travel through Chase and 3 percent back at restaurants and drugstores. Read our full Bank of America Unlimited Cash Rewards credit card review or jump back to offer details. Bank of America Customized Cash Rewards credit card: Best for choice of rewards category What we love about this card: It’s a lucrative, flexible cash back card that lets cardholders choose how they earn. Who is this card good for: People who prioritize flexibility but still want rewards. Cardholders will earn an elevated cash back rate in the category of their choice. Alternatives: If you’re looking for the same level of flexibility with less work on your part, the Citi Custom Cash℠ Card provides a solid alternative. Cardholders will earn elevated rewards in their highest spending category each billing cycle, but they won’t need to enroll in new categories each month. Citi will make the adjustments automatically. Read our full Bank of America Customized Cash Rewards credit card review or jump back to offer details. Bank of America Premium Rewards credit card: Best Bank of America travel card What we love about this card: This card offers solid travel protections and earns a decent rewards rate on travel purchases. Who is this card good for: Bank of America Customers who want to earn solid travel rewards for a low cost. Alternatives: The Chase Sapphire Preferred® Card provides a reasonable alternative to the Bank of America Premium Rewards card….